Privacy Policy

Our Privacy Policy ("Policy") describes the information we collect from users of our services and what we do with this information. Please read this Policy carefully as your use of our services and our website(s) constitutes an acceptance of these terms.

1. Applicability. This Policy applies to our websites and all services which we offer through our websites.
2. What We Collect. We collect information about you ("personal information") from the following sources:
   
   1. Information we receive from you on applications or other forms; and
   2. Information about your transactions with us, our affiliates, or others.
3. How We Use Your Personal Information. We use your personal information to provide and personalize our services for you, to communicate with you, to evaluate your level of satisfaction with our services, to improve the quality of the services we offer. We also collect non-identifying information as required by our advertisers and software providers.
4. Disclosure Recipients. We may disclose personal information through our service to the following types of third parties:
   
   1. Organizations that hold commodities or assets on your behalf;
   2. Financial service providers, including banks and credit card companies, to complete or verify any transaction which you initiate through our service;
   3. Other third parties as permitted or required by law, including our affiliates.
   4. We will not provide your personal information to any other third parties.
5. Disclosure Information. We may disclose the following types of personal information about you to third parties in order to complete forms or verify any transaction which you initiate through our service. These types include:
   
   1. Information we receive from you on applications or other forms, such as your name, address, social security number, birth date, assets, income, and
   2. Information about your transactions with us or our affiliates; or others, such as your account balance, payments history, parties to transactions, and credit card usage.
6. Confidentiality and Security. We restrict access to personal information about you to those employees who need to know such information in order to provide our services to you. We maintain physical, electronic, and managerial safeguards to guard your nonpublic personal information.
7. Our Use of Cookies. We place a small text file on your computer called a "cookie" for the purpose of managing security, as well as personalizing your use of our website. When you choose to furnish personal information to us, this information may be linked to the data stored in the cookie. If you reject all cookies, you will not be able to use our products or services that require you to "log in," and you may not be able to take full advantage of all offerings.
8. Changes to This Policy. We reserve the right to change this Policy at any time by notifying you of such change via electronic mail ("email") and providing you with a link to the new or revised Policy. In the event you do not provide us with your email address or fail to keep your email address up to date, our obligation to contact you shall be fulfilled by sending an email to your last-known email address as reflected by our records.
9. Links and Advertisers. Our websites display links to outside services, other websites, and our advertisers. These outside services, websites, and advertisers are not under our control and we make no warranty or endorsement of any kind as to the privacy policies of these services or websites. You should carefully read the privacy policies of any other services or websites before providing personal information, as they may collect such information from you on terms which are different from the terms of this Policy.
10. How to Contact Us. If you have any questions or concerns about this Policy or its implementation, please contact us at webmaster@oaklandcorp.com.